PLEASE READ THESE TERMS AND CONDITIONS ("TERMS") CAREFULLY BEFORE USING THE SERVICES DESCRIBED HEREIN. BY UTILIZING THE WEBSITE LOCATED AT www.apfm.io ("WEBSITE"), YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS AND CONDITIONS AND THAT YOU AGREE TO BE BOUND BY THEM. IF YOU DO NOT AGREE TO ALL OF THE TERMS AND CONDITIONS OF THIS AGREEMENT, YOU ARE NOT AN AUTHORIZED USER OF THESE SERVICES AND YOU SHOULD NOT USE THIS WEBSITE.
APFM RESERVES THE RIGHT TO CHANGE, MODIFY, ADD OR REMOVE PORTIONS OF THESE TERMS AT ANY TIME FOR ANY REASON. WE SUGGEST THAT YOU REVIEW THESE TERMS PERIODICALLY FOR CHANGES. SUCH CHANGES SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING. YOU ACKNOWLEDGE THAT BY ACCESSING OUR WEBSITE AFTER WE HAVE POSTED CHANGES TO THESE TERMS, YOU ARE AGREEING TO THESE TERMS AS MODIFIED.
Eligibility and Registration
Individuals under the age of 18 are not permitted to register, open an account, or use the services provided by APFM without the explicit approval of a parent or legal guardian. If you are under the age of 18, you must have the consent of your parent or guardian to use this Website and the services offered by APFM. By registering or using this Website, you confirm that you are at least 18 years old or have obtained the appropriate consent.
Disclaimer
Nothing contained on this Website constitutes tax, accounting, regulatory, legal, insurance, or investment advice. Neither the information, nor any opinion, contained on this Website constitutes a solicitation or offer by Asia Pacific Fund Management ("APFM") or its affiliates to buy or sell any securities, futures, options, or other financial instruments, nor shall any such security be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction. Decisions based on information contained on this Website are the sole responsibility of the visitor. In exchange for using this Website, the visitor agrees to indemnify and hold APFM, its officers, directors, employees, affiliates, agents, licensors, and suppliers harmless against any and all claims, losses, liabilities, costs, and expenses (including but not limited to attorneys' fees) arising from your use of this Website, your violation of these Terms, or any decisions you make based on such information.
The investments and strategies discussed on the Website may not be suitable for all investors and are not obligations of APFM or its affiliates, nor are they guaranteed by APFM or its affiliates. APFM makes no representations that the contents are appropriate for use in all locations, or that the transactions, securities, products, instruments, or services discussed on this site are available or appropriate for sale or use in all jurisdictions or countries, or by all investors or counterparties. By making available information on the Website, APFM does not represent that any investment vehicle is available or suitable for any particular user. All persons and entities accessing the Website do so on their own initiative and are responsible for compliance with applicable local laws and regulations.
All investments involve risk and may lose value. The value of your investment can decrease depending on market conditions. Fixed income investments are subject to risks including interest rate, credit, market, and issuer risk. Currency exchange rates may cause the value of an investment to fluctuate. Alternative strategies involve higher risks than traditional investments, may not be tax-efficient, and have higher fees than traditional investments; they may also be highly leveraged and engage in speculative investment techniques, which can magnify the potential for investment loss or gain. BEFORE ACQUIRING SHARES OF ANY INVESTMENT FUND BY PURCHASE OR EXCHANGE, IT IS YOUR RESPONSIBILITY TO READ THE FUND'S PROSPECTUS OR OFFERING MATERIALS.
This Website is for informational purposes only and is not intended to be relied upon as a forecast, research, or investment advice. The information on this Website does not constitute a recommendation, offer, or solicitation to buy or sell any securities or to adopt any investment strategy. Although this material is based on information that APFM considers reliable and endeavors to keep current, APFM does not assure that this material is accurate, current, or complete, and it should not be relied upon as such. Any opinions expressed on this Website may change as subsequent conditions vary. Past performance is no guarantee of future results.
The information and services provided on this Website are provided "AS IS" and without warranties of any kind, either expressed or implied. To the fullest extent permissible under applicable law, APFM disclaims all warranties, including but not limited to, any warranty of non-infringement of third-party rights and any implied warranties of merchantability and fitness for a particular purpose. APFM does not warrant, either expressly or impliedly, the accuracy or completeness of the information, text, graphics, links, or other items contained on this Website and does not warrant that the functions contained in this Website will be uninterrupted or error-free, that defects will be corrected, or that the Website will be free of viruses or other harmful components. APFM expressly disclaims all liability for errors and omissions in the materials on this Website and for the use or interpretation by others of information contained on the Website.
Trademarks, Copyrights, and Other Intellectual Property
The content contained on this Website is owned or licensed by APFM and its third-party information providers and is protected by applicable copyrights, trademarks, service marks, and/or other intellectual property rights. Such content is solely for your personal, non-commercial use. Accordingly, you may not copy, distribute, modify, post, frame, or deep link this Website, including any text, graphics, video, audio, software code, user interface design, or logos. You may download material displayed on this Website for your personal use provided you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this Website for public or commercial purposes, including all text, images, audio, and video, without APFM's written permission. Modification or use of the materials for any other purpose violates APFM's intellectual property rights.
All trademarks, service marks, trade names, and logos displayed on this Website are proprietary to APFM and/or their respective owners. Nothing contained on this Website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this Website without the written permission of APFM or such other third party that may own the trademark displayed on this Website. Your use of the trademarks displayed on this Website, except as provided herein, is strictly prohibited.
Links to Other Websites
APFM may establish links between this Website and one or more websites operated by third parties. APFM has no control over any such other websites, the contents therein, or the products/services offered. The existence of any such links shall not constitute an endorsement of, or representation or warranty by APFM regarding such websites, the contents of the websites, the products or services of the websites, or the operators of the websites. Your access to and use of such linked websites is governed by the terms of use and privacy policies of those sites and shall be at your own risk. APFM disclaims responsibility for the privacy policies and customer information practices of third-party websites hyperlinked from our Website.
Account and Transaction Information on this Website
Certain APFM clients may access account information, including transactions, through this Website. Account information is unaudited unless noted otherwise and may be based on estimates. Do not make any investment decisions based on such information as it is subject to change.
Privacy Policy
Please review our Privacy Policy, which is a part of this Agreement and hereby incorporated by reference, to learn about our information collection practices and the measures we take to preserve the privacy and security of your information.
Jurisdiction and Governing Law
The information provided on this Website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or would subject APFM or its affiliates to any registration requirement within such jurisdiction or country. Each investment product and service referred to on this Website is intended to be made available to only Asia Pacific residents. This Website will not be considered a solicitation for or offering of any investment product or service to any person in any jurisdiction where such solicitation or offering would be illegal.
The laws of Saint Vincent and the Grenadines govern these Terms without regard to conflict of law provisions. If you take legal action relating to these Terms, you agree to file such action only in the courts located in Saint Vincent, and you consent and submit to the personal jurisdiction of those courts for the purpose of litigating any action with APFM, its affiliates, or with any funds referenced on this site.